Last Nights Debate....Are You Lost?

Was it just me or did you feel that the debate between McCain and Obama went no where? The most I really got out of the whole thing is that they both recognize that our country is in dire need of change. I felt they both kept repeating the same thing over and over. I really wanted to hear more on how they plan to change our current situation. I work for a financial institution which allows me to see how others are viewing our financial situation in this country. We need change and quick. The ones that I really feel sorry for in this financial crisis is the retirees, the ones that are close to retirement and low income families. If you are planning on retiring in the next couple of years I don't see how that is possible. Most people have lost so much in their retirement funds that they can't sell any stock or cash out without losing substantial amounts of their portfolio. I do know of a couple retirees that have actually taken the loss and put their money in CD's. I really can't say that I blame them. We are in uncertain times and people are panicking. I am just praying that we are at the bottom and things don't get worse. We need someone in office that is going help our country restore our financial situation. However, I really can't say that I am confident in either of these two candidates. So who is the best solution??????

Hurricane Ike

Sorry I have not posted sooner. Unfortunately, I am in the area that was affected by Hurricane Ike. We had to evacuate for the hurricane, then once we returned home we did not have electricity for 13 days. My job was also without electricity for most of that time as well. I have to say that even though I was affected, I am very blessed.....I have a job and home to go to every day. There were so many people in our area that lost everything they had including their home. I don't live in Galveston but very close to the area. The residents of Galveston are really having it rough. Most of them lost everything they had. It is amazing how the community steps up to help everyone in need. In times like this you learn that you do have neighbors that care.

On the financial side of things......September was extremely expensive. It cost so much to evacuate and once we returned home we had a generator that we had to fill with gasoline. I will be dealing with getting our finances caught up this next month. Due to the Hurricane I was not able to have the garage sale as planned. I will be working on getting ready to do that in the next couple of weeks.

I did make one positive decision in regards to our finances. I discontinued our pool service and decided to do it myself. We decided a few years back to hire a pool service because we could not get the chemicals regulated. The pool service straightened us out and we continued using them since they provided all the chemicals. The cost was $155.00 per month. I decided that I needed to quite being lazy and make my mind up that I can do this. And I can.....when we returned home after the hurricane our pool was green.......really, really green. But there was not much we could do until our power was restored. Once it was restored I was able to get it clean and sparkling. That is proof that I can do this......I think before I was just allowing myself to be lazy. No more lazy!!!

DLD